Each person has such different amounts of income as well as debt. Their loan types and overall credit history are varying so widely. I almost always have to tailor the strategy to the person and what they have on their particular plate. That said, there are still some core principles and key steps I believe can help no matter the ranging differences. … Continue readingCredit 201: “Debt Consolidation – Part 2 – Strategy”
The most prevalent benefit and purpose of having Good Credit is increased approvability for loans and better loan terms, but beyond that it’s important to know what other factors in life are affected by good or bad credit. … Continue readingCredit 101: What’s So Good About “Good Credit”?
How much of what people know about Credit is actually true? How much of it is irrelevant or just flat out wrong? How much of it is simply the result of a bad game of ‘Broken Telephone’? That’s the game where, as school children, we’d … Continue readingCredit 101: The 5 Credit Factors
Wow! That’s a mouthful. Limit Utilization is actually the 2nd most influential Credit Factor and yet most folks never even hear about it. Those that are told about it are often told the wrong things. So let’s set the record straight so that you can … Continue readingCredit 101: Limit Utilization Percentage
Years before I got into lending, or banking for that matter, I was just as curious as anyone about “Credit” and how to get approved for a loan. In fact, I myself walked to work several miles each morning and afternoon in the Louisiana heat … Continue readingCredit 101: Improve Your Approvability!