The most prevalent benefit and purpose of having Good Credit is increased approvability for loans and better loan terms, but beyond that it’s important to know what other factors in life are affected by good or bad credit. … Continue readingCredit 101: What’s So Good About “Good Credit”?
Anyone that tells me they “always get GAP” or “never get GAP” has made a foolish error. The decision of whether to get a GAP policy or not get a GAP policy is one that should be made completely based on the actual numbers, NOT opinions or preferences. I’ll walk you through what GAP is, how to tell whether you need it or not, and how to make sure you don’t pay too much for it. … Continue readingCredit 201: “GAP Policy; Do I Need It? Maybe.”